The terms and conditions below govern the use and information of all content and services on the Insurance123.co.za domain.


Insurance123.co.za is not a financial services provider, all the content provided on this webiste is for information purposes only and in no way constitutes and legal or financial advise, and readers are cautioned that the site operators and owners will in no way be held liable as a result of any information provided within this webiste. Additionally Insurance123.co.za has no direct affiliation with any provider, insurer or company.

Quotes & Providers:

Your insurance quotes will be provided by JAG Marketing and its associated brands (please see our affiliate terms and conditions), however we reserve the right to change this at any time, in such case our terms will reflect the most current provider.

General Terms of Use:

Access & Use of this website demonstrates your acceptance of and agreement to these Terms and Conditions. These are Terms and Conditions of Use (“Terms”) on which, along with our Privacy Policy, we provide information and services to anyone visiting this website. These Terms and Conditions apply only to this website and not to the web sites of other companies or organizations that link through this website, which may have their own terms and conditions that you must agree to separately.

We reserve the right to modify or discontinue, temporarily or permanently, the information and services provided (or any part thereof) at any time, and from time to time, with or without prior notice. Any person accessing this web site (“Visitors”) agree that we the site owners shall not be liable to Visitors or to any third party for any suspension, modification, or termination of the information and services provided on this Internet site.By visiting this Internet site and making use of the information and services provided, you expressly understand and agree that:

a) The use of the information and services provided by this website is undertaken at your own risk;

b) Information and services are provided on an “AS IS” and “AS AVAILABLE” basis. We expressly disclaim all warranties, express or implied, including but not limited to: fitness for a particular purpose, merchantability, accuracy or completeness or fitness for any other nature;

c) We do not guarantee that the information will suit your requirements, that the service as a whole or in part will be available, timely, accurate, reliable, secure or free of errors; and

d) We do not guarantee that the quality of products or services or information subsequently acquired, commercially or otherwise, through a connection to a supplier mentioned on this website will meet your requirements or expectations, and that by including the details of any supplier does not in any way constitute a recommendation or endorsement of that supplier’s products, services or information it provides.

Any material or software that you download from this Internet site is done so at your sole discretion and risk, and that you will be solely responsible for any damage or harm caused to your network connection(s), computer or computer-related software and equipment, system loss or data that results from your visit to this site and/or the download of any data or information you made from the site.

No information or advice, whether it is given orally or in written form, virtually or physically, by any means of communication, virtual or actual, from this website, our subsidiaries, affiliates, officers, directors, agents, partners, and employees shall create any warranty not expressly stated in these terms.

In providing the Information published on this website, we try to ensure that it is as accurate and up-to-date as possible for the benefit of our Visitors. Information may change from time to time without our knowledge, although Information is provided in good faith, it is provided on an “AS IS” basis for general information only and should not be relied upon.

As such, no representations of warranties, either expressed or implied, of fitness for a particular purpose, merchantability, accuracy or completeness or any other nature is made in respect to the information provided. We are always pleased to receive feedback, complimentary and adverse in regard to visitor’s experience of buying and dealing through us, our affiliate suppliers or sponsors. Please refer to our Contact Page for our contact details.

Feedback & Correspondence:

Should any Visitor to our site respond with information including feedback data, such as questions, comments, suggestions or similar regarding the content of the published information, such correspondence shall be deemed to be non-confidential and we or our wholly-owned subsidiaries shall have no obligation of any kind with respect to such information and shall be free to reproduce, use, disclose or distribute such information to others without notice or limitation.

In addition, we shall be free to use any ideas, concepts, know-how or techniques contained in such correspondence for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products incorporating such information. These terms and conditions constitute the entire agreement between Visitors to our website and Insurance123.co.za Limited, and solely govern Visitors’ use of the information and services provided on this Internet site. These terms and conditions supersede any prior agreements between a Visitor and Insurance123.co.za in relation to its Internet site;

Visitors may be subject to additional terms and conditions that may apply upon visiting sites managed and/or owned by affiliates and third parties associated with this website. We reserve the right to change any of the terms and policies of this site, at any time, and if any changes are affected, they will be posted here.

Exclusion of Liability:

While we have made every reasonable effort to ensure the accuracy and correctness of the information contained in this site and the sites linked to this site, the companies will not, under any circumstances, be liable or responsible for any loss or damage whatsoever sustained or incurred arising from any use of, or reliance on, such information whatsoever, and arising from any cause whatsoever, including, without limitation, negligence.

Trademark Notice:

This site includes registered and unregistered trademarks, including but not limited to this website. You may not use any of our trade marks or the names and trademarks of any of our associated websites without the express written permission of the trademark owner. Any trademarks not belonging to this site remains the property of the respected trademark owners without exception.

Electronic Communication Disclaimer:

The E-mail and attachments are confidential and intended for selected recipients only. If you have received the E-mail in error, you may not in any way disclose or rely on the contents. You may not keep, copy or distribute the E-mail. Should you receive the E-mail in error, kindly immediately notify the sender of the error and delete the E-mail and any attachments. Also note that this form of communication is not secure, it can be intercepted, and may not necessarily be free of errors and viruses in spite of reasonable efforts to secure this medium. Any recipient of the E-mail will not be entitled to use the sender’s details including name, E-mail address or contact details for inclusion in spam databases. Should you respond to this E-mail message, you consent that your E-mail will be subject to our E-mail filtering, scanning, monitoring and blocking procedures. The views and/or content contained in the E-mail message may not necessarily be that of company and we shall not be liable in any form or manner for the content of the Data contained in the E-mail or its attachment(s), including any intellectual property infringement, or the distribution of defamatory, discriminatory or obscene material (whether unacceptable or illegal).

Linking Policy Disclaimer:

External Websites may include links to our content, as long as that content is available free of charge to the general public on our site, under the following conditions: The content continues to reside on our site, and is not copied to appear on your site, the link opens to a full, non-framed browser window that sends traffic to our site, when linking to a specific article, you use our headline for the article and a summary of no more than two sentences, you credit us along with the link on your site.

Please send us the URL where the link(s) can be found to our contact us page. We reserve the right to request that links be removed from a site if we deem they are not in our corporate interests. If you wish to post our content on your own server, you need to obtain specific permission for an electronic reprint of each article. If you are interested in proposing a broad content purchasing, syndication or sharing arrangement with us, please contact us.